[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.defuckto.cz\/penize-nejsou-samozrejmost\/#Article","mainEntityOfPage":"https:\/\/www.defuckto.cz\/penize-nejsou-samozrejmost\/","headline":"Pen\u00edze nejsou samoz\u0159ejmost","name":"Pen\u00edze nejsou samoz\u0159ejmost","description":"Kdy\u017e \u010dlov\u011bku chyb\u00ed pen\u00edze ve chv\u00edl\u00edch, kdy je pr\u00e1v\u011b nepot\u0159ebuje, nemus\u00ed to vadit. Je samoz\u0159ejm\u00e9, \u017ee ani v takov\u00fdch chv\u00edl\u00edch z onoho nedostatku nen\u00ed \u010dlov\u011bku p\u0159\u00edjemn\u011b na duchu, \u017ee i pak ho zneklid\u0148uje p\u0159edstava, co bude, prot\u00e1hne-li se takov\u00fd nedostatek a\u017e do doby, kdy u\u017e pen\u00edze pot\u0159eba budou, ale p\u0159ece jenom je to snesiteln\u00e1 situace....","datePublished":"2022-05-25","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.defuckto.cz\/author\/#Person","name":"","url":"https:\/\/www.defuckto.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"defuckto.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.defuckto.cz\/wp-content\/uploads\/dolary%20a%20vlajka_1.jpg","url":"https:\/\/www.defuckto.cz\/wp-content\/uploads\/dolary%20a%20vlajka_1.jpg","height":0,"width":0},"url":"https:\/\/www.defuckto.cz\/penize-nejsou-samozrejmost\/","about":["Pen\u00edze"],"wordCount":428,"articleBody":"   Kdy\u017e \u010dlov\u011bku chyb\u00ed pen\u00edze ve chv\u00edl\u00edch, kdy je pr\u00e1v\u011b nepot\u0159ebuje, nemus\u00ed to vadit. Je samoz\u0159ejm\u00e9, \u017ee ani v takov\u00fdch chv\u00edl\u00edch z onoho nedostatku nen\u00ed \u010dlov\u011bku p\u0159\u00edjemn\u011b na duchu, \u017ee i pak ho zneklid\u0148uje p\u0159edstava, co bude, prot\u00e1hne-li se takov\u00fd nedostatek a\u017e do doby, kdy u\u017e pen\u00edze pot\u0159eba budou, ale p\u0159ece jenom je to snesiteln\u00e1 situace. Jen\u017ee ony \u010dlov\u011bku nechyb\u00ed pen\u00edze jenom tehdy, kdy\u017e se bez nich dok\u00e1\u017ee obej\u00edt. Sch\u00e1zej\u00ed mu i tehdy, kdy\u017e jsou v podstat\u011b nepostradateln\u00e9. A je jedno, z jak\u00e9ho \u017ee d\u016fvodu by \u010dlov\u011bku pr\u00e1v\u011b nem\u011bly chyb\u011bt.N\u011bkdy se daj\u00ed pen\u00edze o\u017eelet, dokud se zase n\u011bjak\u00e9 nepoda\u0159\u00ed vyd\u011blat. Jen\u017ee to nen\u00ed p\u0159\u00edpad situace, kdy n\u011bkdo dejme tomu sh\u00e1n\u00ed bydlen\u00ed. Proto\u017ee spokojit se s t\u00edm, \u017ee n\u011bkdo nebude bydlet, dokud se mu nepoda\u0159\u00ed na\u0161et\u0159it ony za nemovitosti po\u017eadovan\u00e9 miliony, to dost dob\u0159e nejde. Nelze se nast\u011bhovat n\u011bkam pod most a tam se po l\u00e9ta t\u011b\u0161it, a\u017e jednoho dne budou pen\u00edze na koupi bytu pohromad\u011b.Kdy\u017e chce \u010dlov\u011bk koupit byt, ale nem\u00e1 na n\u011bj a v dohledn\u00e9 dob\u011b z\u0159ejm\u011b ani m\u00edt nebude, mus\u00ed se zkr\u00e1tka po\u017e\u00e1dat o hypot\u00e9ku. Ov\u0161em tady jde o p\u016fj\u010dku zna\u010dn\u011b vysokou a dlouhodobou, a to znamen\u00e1, \u017ee v bance \u017eadatele o ni ur\u010dit\u011b dob\u0159e prov\u011b\u0159\u00ed. A kdy\u017e shledaj\u00ed, \u017ee doty\u010dn\u00fd mo\u017en\u00e1 nebude schopen hradit nezbytn\u00e9 spl\u00e1tky? Pak se takov\u00e1 \u017e\u00e1dost docela norm\u00e1ln\u011b zam\u00edtne.A kdy\u017e si \u010dlov\u011bk nedok\u00e1\u017ee zajistit v bance hypot\u00e9ku na koupi bytu do soukrom\u00e9ho vlastnictv\u00ed, proto\u017ee jednodu\u0161e nem\u00e1 \u017e\u00e1douc\u00ed p\u0159\u00edjmy, m\u011bl by vyu\u017e\u00edt aspo\u0148 alternativn\u00ed \u0159e\u0161en\u00ed od nebankovn\u00ed spole\u010dnosti. Proto\u017ee na soukrom\u00fd byt doty\u010dn\u00fd nem\u00e1, ale co takhle byt dru\u017estevn\u00ed?Pro mnoh\u00e9 lidi je prost\u011b hypot\u00e9ka na dru\u017estevn\u00ed byt od nebankovn\u00ed spole\u010dnosti jedinou nad\u011bj\u00ed na koupi vlastn\u00ed st\u0159echy nad hlavou. Proto\u017ee jsou dru\u017estevn\u00ed byty levn\u011bj\u0161\u00ed a tedy dostupn\u011bj\u0161\u00ed. \u010clov\u011bk si na takov\u00fd byt m\u016f\u017ee p\u016fj\u010dit m\u00e9n\u011b, a t\u00edm roste jeho nad\u011bje, \u017ee to zvl\u00e1dne. \u017de bude m\u00edt na spl\u00e1tky, a tak mu tu p\u016fj\u010d\u00ed. A \u010dlov\u011bk d\u00edky tomu m\u016f\u017ee bez probl\u00e9m\u016f bydlet.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze nejsou samoz\u0159ejmost","item":"https:\/\/www.defuckto.cz\/penize-nejsou-samozrejmost\/#breadcrumbitem"}]}]